Q: What are the 7 quick hits about Social Security Disability Benefits?
- Social Security provides a regular monthly payment that supplements any current disability benefits already received.
- Social Security provides annual cost of living increases.
- Regardless of your age, after receiving SSDI benefits for 24 months, you will be eligible for Medicare benefits, including Part A (hospital benefits), Part B (medical benefits), and Part D (drug benefits).
- If you receive SSDI benefits, any COBRA benefits may also be extended from 18 to 29 months.
- SSDI entitlement "freezes" your Social Security earnings records during a person's period of disability. Because those years while you are disabled and not working will not be counted when computing future benefits, your Social Security retirement benefits may be higher.
- If a person receives SSDI benefits and they have a dependent under age 18, the dependent may also be eligible for benefits.
- SSDI will provide a person the opportunity to try to return to work while still allowing them to receive disability benefits.