Q: What is Social Security Disability Insurance "SSDI"?
Social Security Disability Insurance (“SSDI”) is a payroll tax funded disability insurance program, administered by the Social Security Administration (“SSA”). It is designed to provide monthly cash benefits to persons who are unable to work for a year or more because of a physical or mental disability. The SSDI benefits are not intended to be permanent but to last until the person’s disability improves and they are able to resume work. In many cases, the benefits awarded are permanent and provide a lifetime guarantee of financial income for the disabled. Benefits usually continue until you are able to work again on a regular basis, and the SSA provides continued benefits and health care coverage to help you make the transition back to work.