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The Law Offices of Frank J. Dito, Jr.

What New Yorkers Need to Know About Medicare & Social Security Disability

Frank J. Dito, Jr.
Car accident, personal injury and workers’ compensation attorney serving Staten Island and Brooklyn New York.

When you have applied for Social Security disability benefits with the help of your New York Social Security disability attorney, you have taken an important step in qualifying you for other government programs. There are many types of assistance available for disabled New Yorkers and qualifying for one can help make the process of qualifying for others easier.

Medicare is a government program designed to help disabled and elderly Americans receive quality health care. The program helps with regular care visits, emergency services, prescription benefits, and condition management care. Medicare is often the main source of medical financing for many disabled and elderly individuals.

Qualifying for Medicare and Social Security Disability

Once your New York Social Security disability attorney has helped you obtain your Social Security disability insurance (SSDI) benefits, you can begin to look into other types of government assistance. Medicare and Social Security disability go hand-in-hand, but Medicare benefits must be applied for separately - they are not automatic.

To qualify for both programs you must show evidence of a severely disabling condition. Once you have qualified for SSDI, it's confirmed you have a qualifying disability that can help you apply for Medicare. You cannot apply for Medicare until 2 years have elapsed from your established onset date (EOD) from your SSDI benefits. There is also a 5-month waiting period added to this 2 year probationary period.

The 2 year period between your EOD and the time when you become eligible for Medicare can sometimes have already been completed by the time you begin to receive your SSDI benefits. Many claimants for Medicare and Social Security disability obtained their SSDI benefits several months, even years after the EOD, meaning they have fulfilled the waiting period and would just have to satisfy the 5-month period after applying for Medicare.

How are Medicare and Social Security Benefits paid?

You can collect both SSDI benefits and Medicare benefits at the same time, as long as you satisfy both programs' requirements. However, things get a bit more complicated when your New York Social Security disability attorney has helped you obtain both SSDI and SSI benefits.

When you are paid SSDI and SSI benefits it is known as receiving concurrent benefits. Recipients of SSI benefits are eligible for Medicaid instead of Medicare. In this case you will need to consult with your Manhattan Social Security disability attorney to help you determine which medical assistance program is appropriate to apply for.

Contacting a Manhattan Social Security Disability Attorney

Before you file your Social Security disability claim, be sure to take advantage of this free consumer's guide: 5 Mistakes to Avoid When Filing a Social Security Disability Claim. Contact a New York Social Security disability attorney at The Law Offices of Frank J. Dito, Jr. for help in building your disability claim at 800-310-5520.