What Disabled New Yorker's Need to Know about Social Security Work Incentives.
If you are disabled in New York, you may be wondering if you will still be eligible for Social Security benefits if you return to work. The Social Security Administration (SSA) has recognized that many disabled individuals want to work. As a result, the SSA has developed numerous work incentives, which may allow you to receive cash benefits while you work.
It has been estimated that three in 10 workers will become disabled before they retire. People living and working in New York are no different. Every year, there are reports of New York construction accidents, slip and falls at work, people becoming ill on the job and other tragic situations. Many of these cases lead to disability. In New York, the cost of living can be expensive, leaving disabled workers at a serious disadvantage financially. Fortunately, the SSA provides benefits, and when workers are ready to get back to work, there are incentives.
According to the Social Security Administration’s website, the agency provides the following work incentives:
Trial work period – This incentive gives you the chance to see if you are up to working for at least 9 months. You will still receive your full Social Security benefits during the trial work period, as long as you are disabled. This trial work period continues until you have worked 9 months within a 60-month period.
Extended period of eligibility – When your trial work period has ended, you have 3 years that you can work and continue to receive benefits for months when your earnings are not “substantial.” As of 2010, earnings that equal $1,000 or more are considered substantial.
Expedited reinstatement – Once your earnings are substantial and your benefits have stopped, it doesn’t mean that you have to file a new disability application, if you find that you can no longer work due to your condition. You have five years after your benefits stop to request that your benefits start up immediately. The good news is that you don’t have to wait for your Social Security benefits to start while your medical condition is under review.
The preceding list is only a sample of the many work incentives offered by the Social Security Administration. You can visit http://www.socialsecurity.gov/pubs/10095.html#part3 for more information.
If you need help obtaining Social Security benefits due to a disability, contact the Law Offices of Frank J. Dito, Jr. for help in building your case- 718.701.2776