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The Law Offices of Frank J. Dito, Jr.

Understanding Your New York Car Insurance Policy Part 2: Liability Section in Auto Policy

Your New York car insurance policy contains a section called the liability section. This section will determine how your insurance company will cover you in the even you are at fault for an accident. Some common amounts are 25/50, 50/100 and 100/300 but these amounts are not enough sometimes. Call your car insurance company to find out how much it will cost to raise your auto insurance liability coverage to 500/1000 often times it is a minimal charge to do so and this will protect you against lawsuits against you if the amount of coverage is too low for the cost of the injuries to the other party.